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Monthly $19.99
I'm saying you need to fix your finances so you stop having crisis after crisis for perfectly normal, adult expenses. All the hamstering about car payments, ballet, and childcare expenses are just a smokescreen for your refusal to deal with your poor money management.
You've made the same excuse roughly 2,693 times before. It's still the same issue. Every other adult here ALSO encounters doctor appointments, car repairs, and groceries. Those are normal, expected expenses.